Risk tolerance, account size, security expenses, short- to mid-term cash needs, investing time horizon, and exposure preferences all factor into a determination about which portfolio is best suited for any given investor. Holos offers a number of globally diversified investment options and we work with clients to determine which specific mix and weighting of securities is best suited for their needs.

We employ two models which favor equity over debt securities in their neutral allocations, and thereby provide the potential to take advantage of equity market gains while maintaining a substantial exposure to frequently less volatile debt markets. The “Low Volatility” model of this equity bias approach maintains the same basic orientation while attempting to mitigate long-term volatility, perhaps at the expense of some long-term absolute returns.

We also employ two models which favor debt over equity securities in their neutral allocations, and thereby offer less upside potential but attempt to further mitigate downside risks, relative to the other strategies. The “Low Volatility” model of this debt bias approach maintains the same basic orientation while attempting to mitigate long-term volatility, perhaps at the expense of some long-term absolute returns.